Hmm, I guess now that you put it in that way is somehow clear to reason because I know of few of my friends who have had the opportunity to hold huge funds of about 12k to 15k$ but at the long run of everything they just end up squandering the whole money and this just show how financially unready he was because only a financially educated person could be able to hold, control and use that kind effectively to result a positive outcome.
Exactly, all educated people will know how to manage their finances well even though they don't have big funds but they are planning big profits in the long term, they will not be careless in financial management and will be very careful for all unnecessary expenses.
But for me everyone will find it easy to learn financial education if they want to do it but not everyone succeeds in earning 1 million in their lifetime, so I choose 1 million dollars and will immediately study financial education to plan that money for long-term investment needs.