It is wonderful to see how technology is advancing and you can literally have “scripts” for everything. It’s like a ready made skeleton and all you need to do is customise it as per your needs and start the entire workflow. GitHub is giving similar ideas and almost every written code is available as open source.

The only concern is how this script will run? You have mentioned all the KYC authenticaties and SMS verifier. How the ownership is transferred for this code considering its gonna fetch and store data for thousands of users in the future. Does it go to your servers and how is safety or data integrity is kept considering it’s a complicated code.

Nice development but script for something related to financial domain is risky bet. Hope to see expert opinions on this.