Financial education is something that we can easily get in the current era of smart phones, we can see or download a lot of financial education for free, this is what makes seminars about financial education difficult to find, different from 10 years ago when there were not many smartphone users, the costs seminars for financial education can be up to $ 1000.
I also partly agree with what you said, nowadays, acquiring financial knowledge is not too difficult if we take the time to search for them online.
It is even easier if we have the money to hire experts to teach us. So in this case, I don't think anyone is stupid enough to turn down $1 million and opt for financial education. I will also choose 1 million dollars, and no need to think more because when you have money, having knowledge is too simple.