Im caotious about xrp ,why ?
Becouse i make my financial decisions based what the big guys and whales do it.
What i see ? It doesnt apply for the benchmark legimate rules to be trusted enough.
I see xrp not favoured by them it's secret but If you can read the info and you know rules also of SEC then you get the idea.
Instead of XRP i'll choose XLM stellar.
To be honest i don't put any money on xrp it's one of the coins from what i stay out XRP does not seems to me legit project.
I just don't like to take unneccesary risks.
So no matter how much FOMO and hype xrp has...Im out of this project.
I don't think you are following big guys and whales. You are following *some* selected big guys and whales. Because there are whales backing XRP as well. You can literally see that on their block explorer and trough activity. I don't think many of them are actively shilling it though. There used to be whale influencers in twitter talking about it but people are smarter now as no one with any knowledge about legal issues doesn't really wants to get sued or jailed for shillng.