These are the things that make people hesitant to learn and start in cryptocurrency:- Scam - When i first told my friends about crypto they ignored me and say its a scam
- Fear - since they thought crypto is a big scam, they fear they will just waste their time, and money investing and then wipeout after
- lack of knowledge - since they don't have knowledge and they sometimes think it will be hard to learn, they loose interest in it, but in reality with lots of information over the web and with bitcointalk its really easy to learn something about crypto
- Mentoring - Although others don't need help from others some are don't have the courage to start on their own and need others to guide them although as i said, bitcointalk is the way to go, but someone should point them to this site for them to realize that
- Money - Although money is important they thought that the only way to earn in crypto is to have money to invest, but there is lots of things how to earn without money
- Resources - some have laptop mobile phones, internet but others only have to rent, that is why they have less time go online and check what is going on, but if you are like this, don't stop, even though not daily but try to go online if you have time.
The thing in my opinion that makes people hesitant to invest in cryptocurrency is the fear of being scammed. No other. So even when they meet their friends for advice on which coin to invest in, what they are saying in essence is that "please help me make the right investment decision. I am afraid of getting scammed." This is especially true for people who want to do debt financing. As read that some students invested in cryptocurrency using their credit cards. One factor that I think is not so common is the government. People who live in regions where the governments are threatening every day to regulate cryptocurrency or ban them outrightly are also hesitant to make any investment.