If I wanted to entrust my money to someone, then the choice immediately becomes so big, everyone wants to "help" me cope with all the difficulties that I may encounter. Such kind people! And as soon as my funds are not with me, it suddenly turns out that for my own safety, I can’t use my money in any way unless I go through the KYC procedure, which is approved by whoever now controls my money. And then suddenly I'm not me anymore?

And then it turns out that I want to use my money for the wrong purposes, so it will be safer if they remain in the custody of someone who knows better than me how to properly dispose of them.

And then that someone gets "hacked" or just goes bankrupt and sends my KYC verification details to any scammers willing to pay for it.

As far as I can see, most on this forum have not lost any money from their own open source non-custodial wallets. But problems with centralized services appear one after another.