There are still plenty of jobs that will pay you even if you show up without money. You don't even need to borrow money from the bank to work in simple jobs. The world of work provides opportunities, especially for those with high creativity. They will find a special place in companies. Companies need skilled workers, not just those with deep pockets.

So, I disagree with your bold statement. It only reflects the mindset of people who seek profits through alternative and riskier means. Instead of having a vision to amass wealth, who knows what the future holds? The opposite could very well happen. And that would be a severe blow to our financial stability.

Exercise prudence in borrowing. Not all problems are solved through debt. Living a simple life doesn't pose a significant issue, as long as you grasp the essence of gratitude for what you possess, especially the gift of good health that always accompanies you.