I think the thing that makes someone still poor is that he doesn't have a clear vision about money, he thinks that money is a normal thing and is not his target or hope, when he gets a lot of money it will be easy to spend it according to his pleasure, he always thinks that tomorrow there will be the same money.
What you say is also partly true, but that is not the only reason. No one wants to be poor, but everyone's situation is different. Many people are unlucky to live in a poor country with a corrupt government, no matter how hard he tries, he will never get out of poverty. Or those who always work hard, but there are too many events in life, so no matter how much you work, you can't accumulate enough to become rich. There are many reasons and causes that make someone poor forever.
Yes, no one wants to live a poor life, everyone dreams of becoming very rich one day. Although everyone has a great desire to become rich, many ultimately fail to reach their goals. There are some who are just looking for opportunities without trying how to get rich and some are working hard to change their destiny. Getting rich is easy for those who already have money but only those who have to start from zero know how difficult each step of life is for them. But I believe it is possible to change one's financial situation with right work and hard work in right place and to change financial situation one must take risk in life along with risk some opportunities in life should be utilized then only then we will be able to change our position.