It’s a welcome development seriously, this seems more like a better initiative than free school policy because with this you have an entitlement or obligation and not just going to school without putting in effort to get good grades or graduate just because it is free. With it being a loan the government will definitely have to take responsibility of finding job for the citizens they are fully aware that it is the only way to pay back.

My biggest fear now it is execution because almost everything in Nigeria even those meant for the less privilege are most at times hijacked by the higher class or they would request for tip off before granting them the law. So I think the government shouldn’t just set up a central office just yet. The approval should come from each school. When a student can’t get funds to register for a session then the school should be in a position to grant him that loan. This will maybe reduce the number of student that could request for this loan and probably not still in academic year either through graduations or have been expelled out of the school.