Actually yes, I have read the thread (and this one for that matter) having a "hunch" or a "suspicion" someone *might* do something isn't the same as someone is *going* to do something.

In this archived version of the thread https://ninjastic.space/topic/5454298 the OP asks for assistance in finding an escrow for their deals. (Post number five).

So, given the lender is asking for collateral (to cover losses by borrowers defaulting) and is prepared to use an escrow, what is the scam?