Only the reality of unemployment's in the country can discourage eligible sureties from standing for you as a student cause they are not sure you may be able to get a job or talk more of a good paying job to meet up with the loan after two years of the NYSC. Like there are so many issues to consider surrounding this student loan bill.
The unemployment is not the main issue but the fact that the benefactors may not want to pay and then blame it on unemployment or any other factors. Before taking loans one would have considered his/her plans in repaying the loan, we speak of unemployment often and some has this yardstick to quit school, using the popularly known tag
School na scam but they later go into fraud because in the end no matter the unemployment rate being a degree holder is still better especially when opportunities arises.