XRP is no longer a good option in my opinion. They are fighting the SEC and I have no idea how XRP will fare in the future. Maybe the price will be higher but not worth the risk. This is my personal opinion and everyone is welcome to comment on theirs.
It's not a good choice because there are still lots of altcoins with good development and still have a market cap that isn't as big as XRP.
If you are interested in buying XRP, of course you have to be prepared to take the risk, because XRP is fighting the SEC in this trial.