Another thing is that even if we might have an investment portfolio and we might not even invest aggressively into bitcoin, and maybe ONLY take a 1% stake into bitcoin, we still might end up with a good portfolio, but that is not guaranteed either, and I tend to recommend a starting out range of anywhere between 1% to 25% for a newbie into bitcoin, yet they still have to decide their allocation amount and their strategies in regards to how they get there.. if they might be starting from zero in BTC and then trying to figure out how they might get to their chosen allocation/target level, and are they going to lump sum into it? or maybe they will take one or two years to get to their target level, or maybe longer than 1-2 years.. depending on how much they might have in other investments (and how liquid might be those other investments).
That's very true, only 1% in most cases is enough to stake into Bitcoin, and few people will have good portfolio with that much of investment. But, a proper range to add into Bitcoin would be around 10% and more if you have firm trust on it and its potential. The 1% rule may not work for the ones who have very low budget and the best starting range for such people should be around 10-25% like you have suggested. It's always better to have a proper strategy when investing in Bitcoin. My investment strategy is simple because I think the best time to accumulate bitcoin is when the market gets a dip. The dips are actually best for increasing ones investment in Bitcoin and some good Altcoins because during the dips we can accumulate some extra worth of Bitcoin than their regular prices. And, if we start investing 10% of our income or capital into Bitcoin during the dips than our accumulation will be enough within 2-4 years that we can hold for a decade or two to earn good amount in profit.
Aside from Bitcoin and cryptocurrency investments I think one should still save the rest of the 15% for other assets that have the potential to be huge in future. The best investment in that case would be on a asset class that may grow to good price ranges in future. I think in my eyes gold has that potential and it can grow slowly but substantially in price in coming decades, and I believe that 25% of our earning should always be invested in something that could make our future life free from financial issues. The rest of the 75% are enough to enjoy the present moments of life, and to meet our daily needs. I think that way one will never have to be worried when it comes to financial needs. The investment in proper assets is the way to go and someone who's wise enough will always choose such strategy. It's best to have 25% of ones earnings to be invested in Bitcoin, some good Altcoins, and into an asset like gold or something else that has the potential to grow in future.
I know that I have not explained what I mean very well, and if some one is brand new and brand new to investing, then they might start out with ONLY investing into bitcoin with any extra cashflow that that they have, and maybe if they have an ability to save 10% of their income (and invest into bitcoin) it could still take them around 10 years to build their investment portfolio in which they have an amount that is in the ballpark of 1 years salary (or one years living expenses), and perhaps at that point maybe they would diversify out to some other things besides bitcoin and cash.. maybe property, equities, cash equivalents like bonds and commodities (and perhaps gold, I am not sure about gold, I think that bitcoin is around 1,000x better than gold so bitcoin is likely going to continue to eat gold's lunch since it's current price is around 1/20th of gold.... but hey people can figure out their tolerances and the things that they want to invest into, and maybe they come to bitcoin and they already have other investments, but if they are new to investing, I don't see any reason to diversify out - especially in the earliest of years.. and especially I doubt that it is a good idea to buy any shitcoins.. but people are going to do whatever they decide to do and they are responsible for their own investment decisions.
I see that you understand how to start and investment strategy for someone is just started his bitcoin journey because,he hasn't really trusted bitcoin but he has been convinced on bitcoin investment that it is profitable. A newbie wouldn't want to allocate up to 25% on bitcoin because he hasn't have that confident in bitcoin and whoever introduced him into bitcoin will tell him that bitcoin is risky and he should invest with money that he can afford to lose. A newbie shouldn't even think of investing in altcoins because shitcoins are short term investment and can make one loss out when you hodli for up to 2yrs or more. As time goes on and that newbie begins to understand the potential in bitcoin and bitcoin technical analysis,he can choose to increase his bitcoin accumulation from 1%-5%,depending on his cash inflow and so on. Finally,when he is grounded on bitcoin,he might increase his bitcoin accumulation to 10%-25% range. Gold can't be compared to bitcoin in terms of profit if you either invest in short or long term. This reason is this,bitcoin has a high volatile nature which makes it the best investment on earth.