If it's difficult to determine if the lending is fake, the alternative is to prove that the accounts involved are controlled by one person. That alone is enough reason to leave tags on them.
You cannot pretend to enter into transaction with your alts. That is an attempt to deceive the forum members.
I would almost completely agree with DireWolfM14's statement, maybe this whole discussion wasn't necessary after that
There are no loans being given out here. This "lender" is just a troll with a lot of alt accounts, using them to talk to himself. Scammers have tried this kind of thing multiple times; he'll pretend to give himself a loan, then use his alts to leave positive reviews for his own accounts. It's an effort to feign activity and trust.
What I would add, we have often seen Newbies complain that they can't get a loan and that they are discriminated against here in that way. I also think that this is not the first time that a super lender appears and given loans exclusively to newbies.
It is quite possible that it is not even an attempt to build a fake reputation, but just trolling.
If it's difficult to determine if the lending is fake, the alternative is to prove that the accounts involved are controlled by one person. That alone is enough reason to leave tags on them.
You cannot pretend to enter into transaction with your alts. That is an attempt to deceive the forum members.
We cannot make any special conclusions about alt accounts, because they are mostly beginners without any history that would indicate any connection.