Investing a substantial amount in cryptocurrency alone can actually put you at risk due to market volatility. Diversifying your investments across different assets and income streams is a conservative approach to risk management and has the potential to increase your chances of long-term success. Splitting your investment between cryptocurrencies like ETH and BNB, along with other assets like gold, can yield a diversified portfolio. Each asset class has its own characteristics, benefits, and risks.

Cryptocurrencies can offer high growth potential but come with volatility, while gold is generally considered a more stable and traditional store of value. Also, starting your own business can be a great way to generate income and build wealth in the long run. Having a diversified portfolio with different investments and income streams can provide stability and help reduce the risks associated with any single investment or business.