Stellar and XRP almost same thing. I dont see about them. And the whale ? The whale will probably goes to bitcoin and its ecosystem like ordinal, brc20 and so on. I am really hopping that there will be bridge from bitcoin to EVM as soon as possible. We need it to make people from ethereum put their money in to bitcoin easily
I agree that stellar and XRP being quite close to each other in mindset, and if you want to avoid one, then you need to avoid another. I know that it is not going to be easy to do that but that's how we should be approaching it. I know that a lot of people will not avoid them, look at their rankings but that's just the way it is.
I avoid them both, it is not a good investment and never owned a single XRP before, and I think it is quite important to remember that if you know what you are looking for, then getting rid of all the ones that are not in the zone for you to invest could be taken away from your calculation. What I am looking for is not XRP and XLM type of coins, so I avoid them and take them out of my list, don't even care what their price is, don't even look at it.