Actually happiness, Financial solvency depends on mind. If anyone want it properly i think today or tomorrow he will be solvent. So at first we have to positive our mind and then we have to work properly to eradicate poverty. But now a days people being confident less they do not think positive they are not ambitious. People don’t want to stay poor but they don’t know how to be a solvent or how will get financial freedom. So at first people need to gather knowledge. Because learned people never can be poor.