I agree with your post that borrowing money to do gambling should not be done because it is likely that you will have difficulty paying your debts when they are due and will only make you fall into misery.

Gambling is something that is uncertain. You can only predict or guess your victory, but you cannot be sure that you will win every game.
Meanwhile when you borrow money is something that is certain. Of course you have to pay every month, especially when you borrow from a conventional bank, which is coupled with a fairly high interest rate.

So when you borrow money, you must first think about where to go or what to use the money for. Don't let the money you borrow go to waste if it isn't used properly, such as;

1. buy luxury goods just to satisfy lust for fear that if you don't buy it now, it won't be there anymore or it's just for prestige. And in the end you have to sell the item to pay off your debt.

2. Used to meet daily needs. Because it allows you to be in debt,

3. Used for uncertain things such as gambling. It's still better if you win at gambling so you can pay bills. If for example you experience defeat, where will you pay your bills. while the money has run out, there is nothing left, are you only going to deepen your misery.

And I hope that after reading this post you can avoid these three things when borrowing money to prevent you from of the possibility that you are in debtand entering the valley of misery.

Keep in mind that borrowing money is intended to lighten your burden even though it is temporary, so starting a new business from the proceeds of the loan is a positive step that you must take so that later you will not be confused about paying off debt because it can be paid off from the business profits you make.