$10,000 here is a huge amount if you decide to invest. So let's take a closer look at the topic of XRP and ADA tokens. But in my opinion, you want to invest for the long term, so you can invest in bitcoin and you will probably be safe with it. Since we research and invest, even if the profit is small, we can definitely see the face of the profit, so we will not suffer a big loss.
I agree with you that with a capital of $10k it is better to invest in bitcoin especially if the investment is long term. Investing in bitcoin is not only safe, it is also profitable, especially with a capital of $10k at current prices, at least you can get around 0.37 BTC. If later the price of bitcoin rises dramatically and even sets a new ATH record, it is likely that with a capital of $10k, you will get almost 2x profits.