You are right @serjent05, and I can agree that some people do lose hope in the race to chase for wealth and gain financial freedom, but the fact still remains true that many people did not just choose poverty over riches; they have tried their possible best to make wealth and become great in success, but environmental challenges, governmental strict regulations or taxation, family problems, etc. Some people living in environments where the cost of living is very expensive (urban cities) and some in rural areas where there is no good development happening can also not have any good business or job to pay them well in such areas. Then speaking of the government, the rate of taxation is being increased, inflation so high, and they are doing nothing to control it, etc. Also, some family issues, like health challenges, can make it difficult for someone to focus and think straight.