I agree with you on this for the Croatia side to get hold of a 1st place trophy, they have worked tirelessly and they have been consistent in all competition if I'm not mistaken.
Modric being an incredible leader needs at least one 1st place title to get hold on to, to support his Ballon dor achievement. The only way the Croatian side would win this is only if Spain continue in having their sluggish attacker who's ready to miss all chances to start and play till full time, talking about Morata. The man {Morata} have not been impressive as far as I know, he's not that sharp to at least do something to get his teammates a goal. I believe if Croatia get a goal, they're ready to seal it till the end of the game so I'd tip Croatia to win this one tonight.