Yes is good to save money because it helps when you are in need, it is very important for people to learn the habit of saving because saving is very important you don't have to spend everything you earn save more than you spend, no person prays for anything bad to happen but a life without savings is risky and dangerous.
Very well said, apart from saving, we should also learn how to diversify our investments so that we can invest more rather than sticking with a single investment because what we have right now is just a temporary and not a permanent thing where we can enjoy and depend on for the rest of our lives. And just like what is mentioned/quoted above, nobody prays for a tough situation but having some investments as well as savings will literally make your life more ease even in tough times.