Whales are still holding XRP but I'm sure they are also preparing a strategy if bad things happen,
we know that Ripple is currently on a warning status because Ripple has not won anything against the SEC,
so the bad possibility of XRP rugpull is also very large, so the investment choice is in your hands we are alone, and better not follow the whales.
this is why if you are a holder, you need to read what's going on because they can easily do the rugpull stunt and before you know it, they are slowly selling their stash. i like xrp for transfer purposes as they are pretty cheap with tx fees and most trading platforms have this coin. however, for long-term investments, better be careful in touching this one. up until now, we don't know what will finally happen to their SEC issues.