Received, thank you. My apologies for the mistake - I've updated the spreadsheet now.
Has this borrower repaid their loan taken out last year? Why I ask is the borrower has now taken out a second loan from another lender for a similar amount to what they have repaid to you.
Your spreadsheet:

Second loan:
| shasan | | 2023-06-20 | | Reference | | 165$ active non-collateral loan. Repayment should be made on or before 19th July 2023. |
Also, what is your policy regarding borrowers taking out simultaneous loans from multiple lenders? The second lender states:
3. As I will not take account as collateral, you have to agree that once you take a loan from me, you will not take/apply for any other loan from anyone until you repay the loan.