In your opinion, bitcoin is an asset or a currency?
To be fair, whatever the original purpose of bitcoin was created, today, 99% of market participants see bitcoin as an asset, something speculative to make a profit. But I bet you, many people will deny that fact because they don't want to offend others.
There are many people who accept bitcoin as a payment method for their business, and many are already using bitcoin to pay their bills. But the question is how many people are doing it, and how often do they do it? Or they experiment with it a few times and never repeat it.