In my opinion, the practice of gambling in debt borders on lawlessness and if a gambler will not pay back money for a long time, he will have problems. I personally think that if he won't pay back his gambling debt, he will be taken over by tough guys who will gladly force a debtor to take out a loan or borrow money from someone else for 10-15% of the amount owed. This scheme is as old as the world and there is no point in proving anything in court if you played in a casino with someone else's money and lost it. A debt is a debt.