If you think your wife will enjoy bitcoin you should gift here some to make her a responsible and independent person. However, it's important to ensure that the wife is knowledgeable about Bitcoin and its management before gifting it.
In any case, you have several good reasons not to give btc to your wife:
In what kind of Stone Age mindset do you live that those reasons seem acceptable to you…
Is there any point in particular that strikes you as being from the Stone Age or are all points unacceptable to you? You can specify maybe ?