Money is a very powerful tool that can be used to answered all things on earth. Without money there are a lot of good things in life you can't have access to, and without money the world doesn't recognize your person that's why every individual person on earth strives so hard to have it. Without money you can not have good health care, good housing condition, better education, almost every good things of life is connected to money that without you can't have it or be it and that's why it looks like money now rules the world.
I personally prefer to call Money does not rule the world. but I prefer to call money as something that is considered the most important and most wanted and needed in the world today. Everyone needs money to buy the things they need. and all work hard to earn money to use as a means by which to buy the things one wants. But yeah, you are free to think of money as anything.
But still, it is ruling in this world, as people are always finding this because we all need to buy our necessities, and even others commit crimes just to have money. That is enough reason that while it is ruling the world, people also change when it comes to money; some go bad, but still some do good. Also, you can be powerful with money, like those people who are rich and control others. Though money may be powerful when it comes to tangible stuff, there is still more power in it if we just do it all, which is the power of love.
yeah maybe you're right too. Money can be a little scary when used to control other people. but money can also foster togetherness and a sense of humanity when it is used to help people with financial difficulties. Viewpoints about money seem indeed to be varied. can be a good thing and can also be a bad thing. depending on the owner of the money itself. we personally have to be wiser in the use of money. and so also in seeking and obtaining it.
As you said, money is just an inanimate tool, it's not scary, but the scariest thing is human greed. Greedy people will use money for evil, and using money in the wrong way will cause many sins and sufferings for society. While some people have altruistic, grateful hearts, they use money for purposes that bring better value to society.
Indeed, I also do not consider money to be the thing that is ruling the world, but the selfishness and bottomless greed of people ruling this world. Money is not scary, but people who use it for evil purposes are scary, and we should stay away from them.