I don't agree with the tittle,most of the case is that if you don't have knowledge you're money would be wasted,because you are always get failed result from different types of strategy to earn money because you don't have knowledge,but if you have knowledge even if you only have small amount of money you can use the knowledge to earn money.
I don't think that can be said to be completely wrong either, because to achieve the knowledge we want also requires money, even though it's a little, we still need money.
I think it's impossible if we don't spend even the smallest amount of money.Because actually money is the initial foundation for achieving goals, I think it's nonsense if they learn to get more knowledge without spending money.
If we go to school logically, we also need money to study.