I think this topic is discussed by many other titles and I still have some thoughts about this, because the banking system was never founded to provide open services to all it was introduced to trap the money and control the economy if they really wanted to bank each and every person it was so easy for them but they choose money over the customers. Bitcoin and DeFi especially revolutionized the services in the financial system, it was so hard to even open a bank account before, and for the leading and borrowing haha forget about it, without any reference, we may never get access to these services.

But now things are different in this market each dn every user has access to every sort of financial service without credit history and useless restrictions. Even with a small amount I can lend money, I can access each and every sort of service whenever I am in need. This is why we call Bitcoin and DeFi the future of finance.