Question is:
What is the possibility of the betting agent getting his money soon/considering the gambler's low-income earnings?
It is extremely difficult for the betting agent to get his money soon considering the low income earnings of the gambler in this case.The gambler's only choice in this context is if he goes and get a loan from the bank which if does so this would burden even further the situation he got and put himself in.That is why gambling is not for everyone and unfortunately the only one to blame is the gambler in this case,most of the blame is on him but if the betting agent just let him play on credit without any contract or any paper or legal agreement then he is the one to have a hard time and probably not ever get his money back.
What about working on a job other than loaning money? I guess that seems a better solution. Even if it takes time for the agent to get all his money, at least he was being paid small from time to time. That must be better than not paying at all.
Indeed, gambling is not for everyone, not only because some people have a psychological problem and can easily get hooked on it or they can't accept their defeat easily but there are also people who are not on the legal age yet. I wouldn't put all the blame to the gambler but also to the agent because he let the gambler play on credit. It's a lesson for him to not allow such act anymore but if he still wants to then he can follow your advice there.