Anyone, of course, wants to buy property because it becomes a basic need after consumption, unfortunately not everyone can afford to buy it so they have to rent, and the best thing is of course we have to continue to increase our sources of income so that one day we can buy property and not rent anymore.
This is the kind of response one could possibly get from a usual who don't usually read through the content of the OP before dropping their comment.
We all have basis needs and one need is more important than the other, in a case of the OP where you are giving an opportunity to get a loan, will you rather build a house with the loan or rent an apartment which do you think will be the best, I will say building a house will be more of a choice, since it will be convenience enough and save me the stress of paying bills all the time, and the loan will also be deducted from my salary which I wont have to worry about how the loan will be repaid.