Human money is divided into two categories, credit money and non-credit money. In order to evaluate the merits of non-credit money, we assume that the ideal non-credit money is 10 points, then the animal bones, shells and other currencies are 1 points, gold and silver are 4 points, and btc is 9.9 points. And it can be said that there will never be a non-credit currency with a score greater than 9.9 points.
Mate this point of yours is very contradictory the way I'm seeing the pictures of what you are saying, to be honest your evaluation doesn't male sense to me mostly the aspect of animal bones, if I should ask what point does animal bones have to do with credit and none credit, what you did is a list, but I will like you to explain this stanza by stanza so that we can be able to comprehend your point of views.