Due to the recent increase in post like this trying to fish merit I no longer fancy them unlike when I was still very new to the forum and read some inspirational stories about their challenges nowadays forum members don't even mind if they are lying or been sincere... I do hope yours doesn't fall into such catergory.
Are you a mama's boy? I feel bad because all of your decision in your life is always chosen by your mother.
If indeed what OP is saying is true then my guess is that, his age played a big role in him still listening to his parents and not being able to make his own personal decision.
Also judging from the fact that the Op has made a post in naija board I'd say his culture played its own role, it's normal for a 18-19 years old child to still listen to his parents for financial and investment advice because they perceive them as superior and as such just have this instinct that they are always right in whatever they engage in.