Are you a mama's boy? I feel bad because all of your decision in your life is always chosen by your mother.
When you're really want to eat a pizza, your mama will forbid it and say it's not good for your health. When you're want to hangout with your friends into a club, your mama will forbid it and say there's no good reason to go. When you're fall in love with a girl, your mama will forbid it because she's jealous and will threat you're a rebellious child.
Learn to be mature and make sure no one can control your decision especially in financial.
It's not a bad idea to seek advice from his mother. Mother are the best in the world and they always want the best for their children. By the way, we can not tell the age of the poster and in that case, he might still be under the control of his mother due to his age. Allow people to recommend and suggest for you because sometimes it might be more effective and helpful than your own decisions.