I think what you said is right, I know that am new person but according what yahoo62278 said concerning some lenders using accounts as collateral previously I think  tagging those accounts as a bought accounts is wrong, and considering the fact that those accounts have not committed any crime or used to defraud any one theirs no need of tagging them to be honest, what the DT's should concentrate on to tag is accounts that attempt to scam people and that is causing nuisance with different crime.  From the explanation of yahoo its crystal clear that tagging a bought account without evidence of crime committed is 💯 wrong. I agree with you