Just my 2 cents: I think you were in too much of a hurry to grant this loan.
I hope I screw up, but the guy had a neg trust released by shasan .
Furthermore, if you go to check the subject's latest activities, you will see that he has received very few merits, which means that it is an account that is worth little or nothing. I hope I'm wrong and I wish you all the best.
Some clarifications on this thread: I have not started a loan service, so don't ask me for money, I must first understand how this simple loan will go.
This is still just an experiment to understand the dynamics of the system.