I use Binance Earn mostly. It's the biggest and most trusted centralized exchange right now. That doesn't mean they will be at the top all the time but currently there is no bad signs for them.
Sure you can get crazy amounts of interest in some of the decentralized systems but most of them are traps. You better win a few to lose all.
Not only now but Binance already got that title even before. If they manage to stay on top for years, then maybe they can retain their position for many more years to come. There are being hit by the FUD's from time to time but if we truly believe on them, we shouldn't be affected by those. We know that they are only built to destroy the platform because someone can't accept that they are much better than the rest.
Now, on the main topic about passive income, Binance earn is qualified for it. I might be crazy but I think schemes like that are much better than the usual crypto investing because it allows us to earn double profits. I guess that is because it had some risks but as long as others will follow you, to become vigilant, we can always get out on time before the platform collapse, just in case.