TBH, I am not optimistic about the next altcoin season and I personally don't recommend investing in the XRP. The potential return on the investment is great in terms of odds considering currently down market prices and possible bull attack but ongoing issues with SEC still didn't reach the final stage. The unstable market conditions make it harder to decide if this project is the right one to make a risky investment or not, better wait for the end of the SEC scandal before accepting a decision,IMHO.