Good tips, the temptation to spend money at this time is very large compared to when I was in college or at the start of work, namely 10 years ago, now malls are designed to be very attractive so that it makes us want to shop, restaurants are also designed to make us able to last a long time and try all the available menus so as to make finances we can get screwed.
So, the question is do we need to avoid all of that. Namely also the need remains from us ourselves how to prioritize all of that by clarifying whether the nature is necessary or not necessary. If necessary all necessary of course. Yes, new models are always born and if we obey, we have to look for more. that's the only way out. if you are mediocre, it's like trading that we can afford to invest without adding to the financial burden, let alone using borrowed funds from other people, it becomes complicated in the end.