It is true that without money knowledge is nothing and vice versa. If you have ideas and you don't have the required capital you are not going anywhere. To become successful in current times you have to have a certain amount of capital as well as the required knowledge of the field to succeed.
This is often used as an excuse by some people, I mean most people always make the money factor the main reason why they find it difficult to advance in business and difficult to start. Whereas on the other hand they have knowledge that can be said to be sufficient to support all their business trips, but it is indeed not enough if they do not have capital. In fact, they could have applied for a loan from a bank or to several agents, but basically this option cannot be fully used as a last resort because I understand that most of them do not have full confidence in the business they are going to run. The thing they are always afraid of is when they fail to manage their business while on the other hand they have made loans. However, in my opinion, if someone already has sufficient knowledge and is confident in the knowledge they have, there is nothing wrong with trying to make a loan, because if you keep quiet you will get nothing and that dream will only become a shadow.