When you're short on cash, it can be difficult to quit borrowing money.
Everyone has been there. We're short on cash and in a lot of debt, but a cover loan to get out of the red and even improve our readiness is the light at the end of the tunnel.
In here when it comes to borrowing as long as you can pretty much pay the debt or loan in the matter of time then you should be fine. Borrowing should be fine and pretty much the only thing you can do when you are short on money and need to buy some urgent things with that money, at least in 3rd world country that's pretty much a normal thing to do.
But once the borrower doesn't pay their loan then it makes the new problem and you might ended up with the loop to borrow more money from different people/banks. You don't want that.