The way I look here at the question of knowledge as a way to embrace the understanding of everything including money, and money as a small part of the answer about applied knowledge, can be understand that each person has different choices or goals in life, so the way of looking at the story of having knowledge but not having money is simply that they are not capable and do not know how to apply their knowledge. yes, or they may not really value making money, sometimes their life knowledge growth should mean more than having a lot of money, and it seems that money in their journey is just enough to eat enough to wear and suitable for that life.
I highly agree, these kinds of people who said that without money knowledge is wasted are people that are used to being spoon-fed and have developed a limiting factor on applying their knowledge. It is also possible that these people are just creating excuses to get lazy and avoid hard works that come from a lack of funds. I believe it is way more true if we stated that without knowledge, money is wasted. Since we have seen people who have the money but have no idea of where to put it to profit often ends up no money in their pocket because their money are getting drained but never got replenished.