when i was kids, i need to study very hard, to get a lot of score in the test. if i got a zero mark in a math test, i am very scare to go home and show the test paper to my mum.
when i am grown up, i have kids and wife now, i need to work very hard, to get a lot of money in the job. if i got a paycut, or i got fired, i am very scared to go home, i can't sleep well, my head is sweating, the memory of getting zero mark in a test keep haunting me like the nightmare, i need to go out and make a lot of money!!
tell me anything i need to do to make a lot of money. doesn't matter what, i would do anything to get all the money, even if it mean unlawful and unethical!
If you wanted to earn a lot of money, then multiplying your time is the key. In short, work smarter and even harder. You can start by getting side jobs and saving or investing the money you earn from it. Since you have the main job for all the expenses and family needs. If you have enough funds, put up a business that can multiply your time. In short, a business that needs human labor. This way you will be able to exceed your daily 24-hour limit by making others time your time and using them to generate profit.
One thing though, it is always wrong to make use of illegal means in earning money, it always ends up in a bad result.