Avoiding getting into debt as much as possible needs to be done.
Debt is a burden that will hinder people in their activities because it will disturb their minds.
Many negative cases have occurred due to debt and the worst is the loss of life.

There are places where debt can help grow the income earned, such as in many big businesses.
Businesses go into debt because they see the potential profits that can be earned in large amounts when calculated at the end of the year.
If the capital is sufficient from the profits earned, then that is when they decide to end it by no longer continuing to be in debt.
Indebtedness is not not allowed, but it must be patterned properly and should not be forced to continue.