Type of Collateral: (Different accounts, private and business)
Specify this, because it is not clear what you are saying. Being a newbie, if you don't offer something that is worth at least the value of the loan you are asking for, nobody is going to give it to you. And it must be convertible to liquid.
I'm looking for a loan because i need some money to invest in test for a little activity i'm building right now.
I have some funds but, can't use it till next week.
Your investment can't wait a week? Don't have a friend or family member who can lend you $250?
I totally agree with this.
OP is best if you wait a week, then you can see if its any holes in your investment you gonna do, no need to rush it 7 days.