I respect your opinion and you have a point, but I can't entirely agree. Bitcoin is a blackhole for fiat currencies. If the Cabal behind the Central Banks print more, Bitcoin will absorb more and add to its market value. It's currently right there happening in front of us, and the ETFs will make the trajectory to six digits steeper and faster. Plus wait for QE when there's more liquidity available in the system. It might be "Oh My God It's Christmas" during March of 2025.
So in your opinion the main driving force of btc pump to 6 digit will be QE and ETF will only facilitate the migration of capital. I can definitely agree with that.
buying and holding bitcoins requires a specific knowledge that an "average joe" has difficulty to understand. For what I have seen, even a person with more experience or informatic culture must spend some time before being able to mastering this argument.
The "average joe" you are talking about, if he can't buy and store bitcoin because it's too hard for him, he probably doesn't know the difference between spot ETF and CFD either. So he is already in bitcoin using plus500 or any other regular broker. Exante for instance (fully regulated broker, where you can buy stocks from all around the word) have 150 krypto CFD trading pairs.