Separate your funds into two wallets.
Cold storage for holding BTC's that you don't want to spend anytime soon, this wallet should either be a hardware wallet or an Electrum wallet on an air-gapped device.
Hot wallet for holding BTC's for spending, funds in this wallet should be at least < or = $100, funds in this wallet would be for spending or for daily expenses. Dca is a great way to accumulate BTC's in your cold storage and whenever funds in your hot wallet goes down, you can 'refill' it for spending. This will help you to get the optimal balance between spending and holding.
I couldn't find a thread for beginners, so I'll ask here with your permission. What advice would you give to a beginner who wants to be knowledgeable about cryptocurrencies? Where to start?