It's just a cliché word because we can't lie that when we have money it makes us happy,
imagine when you want to buy something but we are in a condition of having no money,
I agree with your words and indeed it is better that we accept the facts or truth with patience.
I totally agree with you, It's better to accept the truth, there is a saying that ''money cannot buy happiness but only buy commodities or things'' it's only sound good in academic books or in quotation but in reality money does matter. Ask with those people who sleep empty stomach just because they don't have money. Do you think these people are happy? love with empty pocket it's almost impossible, especially for men. Empty pocket teaches you a million things in life, it teach you the value of basic need just like food, shelter and cloths.