My advice to traders that are losing is to still continue to trade, but using just 20% while 80% should go into holding. What do you people think about this? Out of 100% fund, what percentage can you advice a trader to use?
That is the best advice I would give anybody that wants to start trading. Don't start with using all your money at once, better to split it up and have different goals for your portfolio in mind. Putting the majority of our money into a wallet for longterm holding is a good idea. Looking back at the Bitcoin market we can see that HODL is a strong strategy, that outperformed many active traded strategies over the last 5 years. The main drawback of HODL is that we don't generate any income in the long periods of holding our coins. For any profit we would need to sell some of our coins. That is why it's good to combine a HODL strategy with an active trading strategy, so that we can generate some returns in the meantime. Using a 20/80 split for our money for longterm HODL is a good approach at the start. Once we are making some returns from our trades, we can use that money to either grow our active crypto portfolio or our HODL wallet. Personally, I use my gambling and trading profits to keep adding to my bitcoin wallet for longterm storage, to ensure that I am getting closer to my goal to own 1 BTC one day. And any new fiat money that I invest in crypto currencies is for trading or gambling to generate more shortterm returns.